We now provide numerous ways to pay for your items including the following:
- PayPal
- Credit Card - Mastercard, Visa and American Express
- ZipPay - Buy Now and Pay Later. Learn more here: zipPay
- AfterPay - Buy Now and Pay Later. Learn more here: Afterpay
Both Afterpay and ZipPay are great ways to manage your cash flow, and we have compiled a small comparison chart showing their differences.
| |
AFTERPAY |
ZIPPAY |
Cart Limit
|
$1000
|
$1000 |
|
Payment Amount
|
4 equal instalments |
Min. $40 per month |
|
Payment Schedule
|
Fortnightly |
Weekly, Fortnightly or Monthly |
|
Payment Method
|
Visa or Mastercard |
Visa, Mastercard, B-Pay |
|
1st Payment Due
|
Immediately for new customers or orders over $500.
Otherwise, 2 weeks from date of purchase
|
Last day of the following month of purchase
Eg. Any purchase in February is due by the end of March
|
|
| Fees |
Late fee for payments not processed and not paid by you $10 |
Up to 60 days fee free, $5 each month for balances above $0
Late fee of additional $5 where no payments are made
|
|
| Approval Limit |
With good payment history your limit can increase over time |
You can apply for a credit increase after 3 months of good repayments |
|
|
|
|
So it seems Afterpay is more structured while ZipPay allows a more flexibility in when and how you make repayments. Therefore more choices for you depending on your circumstances.
